15Mar/16

Financial Planning with Health Insurance in Mind

How much might health care cost you someday?  “Financially speaking, what would be the worst thing that could happen to you?” If you ask a hundred people in their forties that question, you may get a dozen different answers. Some may say “my business going under”Read More…

15Mar/16
Guidelight Financial

Should You Plan to Retire on 80% of Your Income?

Examining a long-held retirement planning assumption. A classic retirement planning rule states that you should retire on 80% of the income you earned in your last year of work. Is this oldRead More…

03Mar/16
Guidelight Financial - senior couple

Reducing the Risk of Outliving Your Money

What steps might help you sustain and grow your retirement savings?  “What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely be one of the top answers.  Retirees and pre-retirees alike share this anxiety. In a 2014 WellsRead More…

26Feb/16

Retirement Now vs. Retirement Then

Today’s retirees must be more self-reliant than their predecessors. Decades ago, retirement was fairly predictable: Social Security and a pension provided much of your income, you moved to the Sun Belt, playedRead More…